KPR

Re-engineering Your Wealth

Benefit of Re-engineering Your Wealth

4 W

Re-engineering Your Wealth (RYW)

KPR aims to provide our customers the best financial solutions. Therefore, we have developed our own "Re-engineering Your Wealth" system for providing tailor-made consultation for our customers.

In KPR, "Re-engineering your wealth" is a complete paradigm shift in wealth management by adopting the fundamental rethinking and radical redesign of your wealth management system to achieve dramatic improvements in your wealth.

Why Re-Engineering

It is an innovative and wealth processes driven system covering life cycle wealth management & holistic wealth management in all areas of wealth issues

It involves

Re-think, re-approach of individual's wealth
Holistic Approach
Written solution plan

1.Re-think, re-approach of individual's wealth

Integration or piecemeal approach?

New or traditional method?

2. Holistic Approach

Top down vs Bottom up

Top-Down Strategy

The anatomy of the Consultative Wealth Management Process

3. Written solution plan

know what you want and your destination.
No one plan to fail, but many fail to plan

The RYW process is adopting the CFP Board recommended Financial Planning Process for each wealth positioning

identify your wealth goal through Wealth Positioning Checklist
Gathering wealth data
Analyse wealth data & needs
Develop a wealth plan
Implement the developed wealth plan
Monitoring performance and periodic review

Benefits of Re-engineering Your Wealth

In this system, our advisors will assist you to achieve your Financial Goals in your given time horizon, Our trained wealth advisor acts as case manager to provide a single point of contact and coordinate the entire wealth re-engineering system.

If you never have a financial goal, we will assist you to reveal one through our "Wealth Positioning Checklist (WPC) ". For your information, most of our financial goals comprising children education fund, medical and emergency fund, mortgage loan, retirement fund, holidays and so on.

With the "Re-engineering your wealth" system, your financial goals will be achieved with an one-stop consultation. We will provide you the information, tools, consultation, advices and even monitor service in the system.

It will definitely save your time and money, even reduce your burden if you are planning it by yourself.

Overall, RYW is providing a complete view of your entire wealth situation and needs, prevent missing out the most important and urgent wealth issues, or avoid wrongly placing your wealth priority. It is a customer focus and consultative approach.

4 W

Wealth Accumulation (WA) with the obligation to make your wealth growth.

Managing investment return and risk.
Proper assessing investor risk tolerance.
Applying investment strategies, i.e. asset allocation, diversification, & portfolios management.
Beating inflation.

Wealth Conservation (WC) with the obligation to conserve your wealth and cash-flow management.

Reducing tax liability.
Enjoying tax relief's and rebates.
Maintaining healthy cash flow
Debt and credit management.
Reducing debts and cost of debts.
Creating sufficient emergency funds.

Wealth Distribution (WD) with the obligation to distribute your wealth quicker and equitable.

Distributing estate smoothly.
Conserving estate and business.
Planning for business succession.
Protecting key persons.

Wealth Protection (WP) with the obligation to protect your wealth sufficiently.

Protecting income and asset loss due to uncertainties and risks, e.g. accident, disaster, disability, death and diseases.
Preserving earning capacity

Each W has its own characteristic and obligation to "Make Wealth Meaningful". In KPR, we are always ensuring our customers has equipped the comprehensive "Re-engineering Your Wealth" planning with the consideration of each W.

Wealth Positioning Checklist (WPC)

Objective of Wealth Positioning is to prioritize your wealth needs by dividing your wealth portfolio into four major components, i.e Wealth Accumulation (WA), Wealth Conservation (WC), Wealth Distribution (WD), Wealth Protection (WP). Wealth Positioning Checklist (WPC), an in-house developed tool is used to achieve this objective.

Contact Us

You may call us for appointment. Tel: (604) 656 7885 / (604) 657 0132

Or Email / Fax us your enquiry. Fax: (604) 656 7593